On this page
- Treated online: Yes, usually. A doctor by video can assess the nail, advise on nail paints and prescribe tablets, with tests when they are needed.
- What it is: a fungal infection that makes a nail thick, white or yellow, brittle and crumbly; it usually affects the toenails.
- Not serious: fungal nail infections are not serious, but they take a long time to treat.
- How long: nail paints are used for 6 to 12 months, and tablets for up to 6 months; the nail is clear when healthy nail grows out.
- Emergency: a fungal nail is not an emergency, but call 112 for red, hot, spreading skin with a high temperature and feeling very unwell.
A fungal nail infection is not urgent. A dark brown or black streak or patch under a nail, especially if it is new or widening, is not typical of fungus and needs an in-person check soon. A red, hot, swollen toe or foot with a fever needs prompt care.
Can an online doctor treat a fungal nail infection?
Yes, usually. A fungal nail infection is often recognised from how the nail looks and how it started, which shows well on camera or in a close-up photo. The doctor rules out conditions that look similar, advises on nail paints for mild infections, and prescribes antifungal tablets when the infection is more extensive or pharmacy treatment has not worked. A nail clipping test before tablets, and blood tests to check your liver, are done in person.
How an online consultation helps with a fungal nail infection
- The right diagnosis: Fungus, psoriasis, an old injury or something that needs checking: the doctor tells them apart.
- Treatment that fits: A nail paint for a mild infection, or tablets when more of the nail, or more nails, are affected.
- Tests arranged: A nail clipping test to confirm fungus, and liver blood tests when tablets are planned.
- Less chance of a repeat: Treating athlete’s foot at the same time, and footwear habits that keep it away.
What the doctor checks in an online consultation
The doctor asks about:
- The nail: which nails, how much of each nail is affected, and how long it has been changing.
- What it looks like: white or yellow, thick, crumbly, lifting off the nail bed, or a dark streak.
- Your feet: itchy, peeling skin between the toes, which is athlete’s foot.
- Injury and sport: stubbing, tight shoes, running, and gyms or pools.
- Your health: diabetes, poor circulation, a weakened immune system, psoriasis, and liver problems.
- Medicines: what you take, as some interact with antifungal tablets.
Before the call, take sharp photos of the nails in daylight, from above and from the side, and have your feet ready to show.
Fungal nail infection symptoms
Fungal nail infections usually affect the toenails, but they can affect fingernails too. The infection often starts at the edge of the nail and can spread to the whole nail:
- the nail turns white or yellow, and becomes discoloured
- it becomes thicker than usual
- it may become brittle and crumbly
- the whole nail can sometimes lift off, which can leave the skin around it swollen and painful
It often starts as a white or yellow-brown spot under the tip of the nail. As it spreads, the nail can become ragged or misshapen and may smell. In another form, flaky white patches appear on the surface of the nail. Green or black discolouration points to bacteria rather than fungus.
Fungal nail or something else?
Swipe sideways to compare →
| Condition | What points to it |
|---|---|
| Fungal nail infection | A thick, white or yellow, crumbly nail, often with athlete’s foot |
| Psoriasis of the nails | Nail changes alongside psoriasis on the skin or scalp |
| Injury to the nail | A nail that lifted or changed after a knock, or from pressure in shoes |
| Paronychia | A red, swollen, painful fold of skin around the nail |
| A dark streak under the nail | A brown or black line or patch, which needs an in-person check for melanoma |
What causes a fungal nail infection?
Most fungal nail infections are caused by the same fungi that cause athlete’s foot, and the infection often spreads from the skin to the nail. You can get one if your feet are constantly warm and damp. You are more likely to get one if you:
- wear trainers for a long time and have hot, sweaty feet
- have athlete’s foot
- are older, or have diabetes or a weakened immune system
- have psoriasis, or have injured the nail
- walk barefoot in shared showers, gyms, pools and changing rooms
- have poor circulation in the legs, smoke, or are overweight
About 5.5% of people have a fungal nail infection, and it accounts for more than half of all nail problems. It is common over 65 and rare in children. Dermatophytes, the fungi of athlete’s foot, cause more than 75% of cases, moulds about 10%, and yeasts are uncommon.
How to treat a fungal nail infection
A pharmacist can suggest an antifungal nail paint, which you brush onto the affected nail:
- Use it daily or weekly, depending on the type, as the leaflet says.
- Keep going for 6 to 12 months; it can take several months before you see an improvement.
- Keep the nail short, and file down thick parts gently if the leaflet advises.
- Treat athlete’s foot on the skin at the same time.
Nail paints work best when only part of one or two nails is affected. See a doctor if the infection is severe and treatment has not worked, if it has spread to other nails, or if you have diabetes or a weakened immune system.
What kills nail fungus, and how do you know it is working?
Nothing kills nail fungus instantly. Treatment has to reach the fungus in and under the nail, and the damaged nail does not recover: it has to grow out. Antifungal tablets can clear the infection in 6 to 12 weeks, but a whole toenail takes 12 to 18 months to regrow, and a fingernail 6 months or more.
How to tell that nail fungus is dying
Look at the base of the nail. When treatment is working, the new nail growing from the cuticle is clear and normal in colour, and the line between healthy and affected nail moves towards the tip as the nail grows. The old, discoloured part does not turn clear: it grows out and is trimmed away. The infection is cured when healthy nail has grown back from the base.
Tea tree oil, menthol rubs and lasers
Tea tree oil and mentholated chest rubs have been tried in small studies with some possible benefit, but how well they work, and their side effects, are not known. Lasers are approved in the United States only to improve how a nail looks, not to treat the infection, and good trials are still needed. Over-the-counter terbinafine cream treats athlete’s foot on the skin, but not the nail.
Is it okay to leave nail fungus untreated?
For a mild infection that does not bother you, treatment is not always needed, because it is not serious. Left alone, it can spread to other nails and back to the skin as athlete’s foot, severe cases can be painful and damage the nail for good, and with diabetes or a weakened immune system it can lead to more serious infections.
Which fungal nail treatment might the doctor recommend?
Treatment depends on how much of the nail is affected, how many nails, and your health. This is the framework the doctors use, in line with NHS and dermatology guidance.
Swipe sideways to compare →
| What you have | Likely first step | Suitable for online care? | When in-person care is needed |
|---|---|---|---|
| Part of one or two nails | An antifungal nail paint for 6 to 12 months | Yes | Not usually needed |
| Several nails, or most of a nail | A nail clipping test, then antifungal tablets | Yes | For the clipping test and blood tests |
| Nail paint has not worked | Antifungal tablets, after confirming the fungus | Yes | For the clipping test and blood tests |
| Diabetes or a weakened immune system | Earlier treatment, and foot checks | Yes | Often, to examine the feet |
| Badly damaged, painful nail | Removal of the nail under local anaesthetic | Yes, to assess | For the procedure |
Nail thick, yellow or crumbly? A doctor can confirm what it is and plan treatment in one consultation.
See available times →Treatment options for a fungal nail infection
What you can do yourself
- Use an antifungal nail paint every day or week for the full course.
- Keep nails short, and feet clean and dry.
- Treat athlete’s foot early, and wear clean socks every day.
Prescription treatment
A prescription is never issued without a consultation. When the infection is extensive or nail paints have not worked, the doctor may prescribe antifungal tablets, such as terbinafine or itraconazole. A nail clipping is usually tested first to confirm the fungus, because other conditions look the same. Tablets are taken for up to 6 months, often 3 to 4 months for toenails, and less for fingernails, which clear more quickly. They work less well in people over 65. You may need blood tests to check that your liver is working properly, and the doctor checks your other medicines. For milder infections, nail lacquers contain amorolfine or ciclopirox, and a urea cream can soften a thick nail so that treatment reaches deeper. If the doctor prescribes, use the prescription at a pharmacy near you.
What does not help
Stopping treatment when the nail starts to look better lets the fungus come back. Treating the nail but not athlete’s foot on the skin, and sharing towels, nail clippers or shoes, spread the infection again. Nail varnish and artificial nails over an infected nail keep it warm and damp.
How long does fungal nail treatment take?
The infection is cured when healthy nail grows back from the base, which takes months, because nails grow slowly. Improvement can take several months to show. Toenails take longer than fingernails.
Even after successful treatment, about 20% to 25% of infections come back, sometimes a year or more after the nail has cleared. Poor circulation, older age, diabetes, a weakened immune system and stopping treatment early make this more likely. Treat a returning infection early, and if it keeps coming back, ask about using a nail treatment regularly to keep it away.
How to prevent a fungal nail infection
- Treat athlete’s foot as soon as it appears.
- Keep your nails short, and your feet clean and dry.
- Wear clean socks every day, and avoid shoes that make your feet hot and sweaty.
- Wear flip-flops in gym showers and around pools.
- Do not share towels, nail clippers or other people’s shoes.
- Trim nails straight across, and disinfect clippers after each use.
- Wear well-fitting shoes without narrow toes, change socks during the day if your feet sweat, and replace old shoes.
- Choose nail salons that sterilise their tools.
Special situations
Diabetes
Fungal nail infections are more common with diabetes, and foot problems can be more serious. See a doctor rather than relying on pharmacy treatment alone, and keep diabetes well controlled.
Pools, gyms and holidays
Walking barefoot in damp public places, such as pools, gyms, changing rooms and hotel showers, is a common way to pick up the fungus. Wear flip-flops, dry between your toes, and keep up a course of nail treatment while you travel.
Pregnancy and breastfeeding
Antifungal tablets are not usually used in pregnancy or breastfeeding, so treatment often waits or uses nail paints. Tell the doctor if you are pregnant or breastfeeding.
A dark streak under the nail
A brown or black line or patch under a nail is not typical of a fungal infection and needs an in-person check, as it can rarely be a melanoma.
Children
Mobi Doctor consultations are for adults aged 18 and over. A child who is unwell needs a paediatrician or a local doctor in person, and emergency signs in a child mean 112.
When a fungal nail infection is treated online, and when you need in-person care
Treated online: diagnosis of typical fungal nail infections, nail paints, antifungal tablets once tests are done, athlete’s foot, prevention, and follow-up while the nail grows out.
In-person care: nail clipping tests and blood tests, removal of a badly damaged nail, a dark streak under a nail, and foot problems with diabetes or poor circulation that need examination.
When to get in-person care
Call 112 or go to an emergency department now for:
- red, hot, spreading skin on the foot or leg, with a high temperature and feeling very unwell or confused
Get medical advice the same day for:
- a red, hot, swollen, painful toe or foot
- yellow skin or eyes, dark urine or feeling very unwell after starting antifungal tablets
- an infected toe if you have diabetes or poor circulation
How Mobi Doctor works
- Book a time that suits you: daily 7am–11pm CEST. You can see a doctor over video, usually within 15 minutes. No subscription, and the exact price is shown before you pay.
- Speak to a licensed doctor about the nail: show it close up on camera in good light or share photos, and mention diabetes and the medicines you take.
- Leave with a plan: what to do, what to use and for how long, and which signs mean you should be seen in person. If the doctor prescribes, use the prescription at a pharmacy near you.
No sign-up needed
Not sure it’s a fungal nail infection? Tick every symptom you have to see each condition page that mentions it. It finds the right page, not a diagnosis: a doctor gives you that on a video call.
Tap the body — an area or a point — to browse symptoms anywhere
Similar symptoms, different condition? Paronychia can start the same way. Compare them, or look up any other symptom in the full symptom checker.
Frequently asked questions about fungal nail infections
What does a fungal nail infection look like?
With a fungal nail infection the nail becomes thick, white, yellow or yellow-brown, brittle and crumbly, and may smell. It often starts at the edge and can spread to the whole nail, which can lift off. Green or black discolouration points to bacteria.
What is the best treatment for a fungal nail infection?
For part of one or two nails, an antifungal nail paint for 6 to 12 months. For more extensive infection, antifungal tablets, usually after a nail clipping test confirms the fungus.
What kills toenail fungus?
Antifungal tablets, such as terbinafine or itraconazole, are usually needed for a cure, and antifungal nail paints work for milder infections. Nothing works instantly: the damaged nail has to grow out, which takes months.
How long does it take to get rid of nail fungus?
Months. Tablets can clear the infection in 6 to 12 weeks, but the nail is only clear when healthy nail has grown back from the base, which takes 12 to 18 months for a whole toenail.
What can I do at home for a fungal nail infection?
Keep the nails short and filed thin so paints penetrate, dry the feet well after washing, change socks daily and alternate shoes so they dry out, wear flip-flops in shared showers, treat athlete’s foot at the same time, do not share clippers or towels, and keep applying the nail paint for the full 6 to 12 months. Home care alone rarely clears a fungal nail infection, but it stops it spreading and makes treatment work.
How do I know if toenail fungus is dying?
When a fungal nail infection is clearing, new nail growing from the base is clear and normal in colour, and the line between healthy and affected nail moves towards the tip as the nail grows. The old discoloured part does not clear: it grows out and is trimmed.
Do tea tree oil or menthol chest rubs work on nail fungus?
They have been tried on fungal nail infections in small studies with some possible benefit, but how well they work and their side effects are not known. Nail paints and tablets have much better evidence.
Is it okay to leave nail fungus untreated?
A mild infection that does not bother you does not always need treatment, as it is not serious. It can spread to other nails, become painful or damage the nail, and with diabetes or a weakened immune system it should be treated.
Do I need a blood test for antifungal tablets?
Before tablets for a fungal nail infection, you may need blood tests to check that your liver is working properly. The doctor also checks your other medicines, as some interact with antifungal tablets.
Why does nail fungus keep coming back?
About 20% to 25% of fungal nail infections come back. Stopping treatment early, before the new nail has fully grown out, untreated athlete’s foot that reseeds the nail, damp, sweaty feet, old shoes that still carry the fungus, and nail injury are the common reasons; treating the skin as well as the nail, and disinfecting or replacing shoes, cuts the risk.
Is it a fungal nail or nail psoriasis?
A fungal nail infection and nail psoriasis can look alike. Psoriasis on the skin or scalp points to nail psoriasis, and a nail clipping test can confirm fungus before tablets are started.
Can I catch a fungal nail infection?
Yes. A fungal nail infection usually spreads from your own athlete’s foot, and the fungus is picked up from damp floors in showers, changing rooms and pools, shared towels, nail clippers and shoes. It is not highly contagious in everyday contact, but someone with an infected nail can seed the fungus around a shared bathroom.
Can an online doctor treat a fungal nail infection?
Yes, usually. A doctor can assess a fungal nail infection on camera, tell it apart from psoriasis or an old injury, recommend an antifungal nail paint for a mild infection and prescribe tablets for a more extensive one once a nail clipping and blood tests are done, with the prescription usable at a pharmacy near you.
- Fungal nail infection, NHS, National Health Service (UK), reviewed 27 March 2024.
- Fungal nail infections, DermNet, New Zealand, 2022.
- Nail fungus: diagnosis and treatment, American Academy of Dermatology Association, updated 26 June 2025.
- Nail fungus: symptoms and causes, Mayo Clinic, updated 15 May 2024.
- Nail fungus: diagnosis and treatment, Mayo Clinic, updated 15 May 2024.
This page is for information only and is not a substitute for a medical consultation. Guideline links are provided for transparency; treatment decisions are made with your doctor.
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